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Are you ready to start building wealth and gaining financial freedom in 2023? If yes, a passive income strategy is the way to go! Passive income can offer an excellent opportunity to make money from home – allowing you to increase your savings and start investing. Whether you're looking for ways to earn extra cash on the side during your spare time or trying to find robust strategies that create true financial freedom – we have 40 of the best ideas you need right here. Keep reading if you want to learn more about these creative options and take advantage of everything passive income has to offer!
What is Passive Income vs. Residual Income?
Before jumping into the list, let's define passive and residual income. Passive income is money that’s earned from investments or other activities that don't require your active involvement to make money – such as real estate rentals and stock dividends. Residual income, however, is income generated only from passive sources such as book, music, or patent royalties. Both of these forms of income can be used to build wealth in the long run and generate passive income streams for you.
40 Ideas to Earn Passive Income
(in no particular order)
1. Dividend Stocks
Invest in dividend-yielding stocks and receive a quarterly or annual payout from company profits.
Investing in dividend stocks is a great way to diversify your portfolio and provide a steady income. Unlike traditional investments, dividend stocks pay regular dividends regardless of stock performance. To get started, investors should research which dividend stocks may be most beneficial for their goals. Factors like price, yield rate, and company performance should all be considered when selecting which companies to invest in.
It's important to also understand the risks associated with dividend investing; the stock could rise or fall following dividend payouts, so knowledge of the current market can be invaluable when deciding to invest in this type of stock.
2. Real Estate Investment Trusts (REITs)
Buy shares in a portfolio of income-producing properties managed by a professional team.
Investing in real estate investment trusts (REITs) is a great way to diversify any portfolio and invest in an asset class that can generate healthy returns over time. The most significant advantage of investing in REITs is that they are typically lower cost than other traditional property investments, allowing you to access the real estate market with as little as a few hundred dollars.
To get started, research different REITs that may fit your investment objectives – options include public non-listed REITs, private REITs, mortgage REITs, and hybrid REITs. Before making a move on a certain real estate investment trust, take the time to review the latest financial statements to get a better idea of its performance. Consider whether the trust’s assets are mainly commercial properties or residential properties and whether you would need to pay regular management fees.
Ultimately, understanding how to invest in REITs comes down to performing proper due diligence.
3. Rental Properties
Purchase properties to rent out and collect monthly rent from tenants.
Investing in rental properties can be a great way to generate consistent passive income and build wealth over time. It's essential to research the local real estate market when considering this investment option, as different cities can have widely varying tenant demand and property values.
Before investing, you'll also need to consider potential costs for routine maintenance and any taxes associated with owning a rental property. Whether you plan to manage the property yourself or use a property management company, you may need to factor additional costs into your revenue projections.
4. Peer-to-Peer Lending
Lend your money to borrowers through platforms such as Prosper and LendingClub for interest payments.
Investing in Peer-to-Peer (P2P) Lending is becoming increasingly popular as an alternative to traditional banking. P2P lenders can potentially provide higher returns than a savings account, although higher risks also come with this type of investing.
To get started, you only need an internet connection and some money to invest. Research various P2P lending providers and choose one with a history of good returns on investments and competitive rates and terms on their loans. Ensure there is clear communication regarding any loan requirements that may be needed, so all parties understand what they agree to.
Once you have chosen your lender, monitor the progress of your loans carefully to ensure you stay on track with earning your desired return on investment.
5. High-Yield Savings Accounts
Earn interest by depositing your money into an online high-yield savings account.
High-yield savings accounts can be an attractive way to grow your portfolio with little risk. Interest rates are typically much higher than standard savings accounts, so consider investing in one.
To get started, research the various financial institutions that offer high-yield savings accounts, comparing fees and interest rates. I use Ally Bank.
Once you understand all the options, select an institution that best suits your needs and open an account as soon as possible – then enjoy watching your money earn more each month.
6. Certificates of Deposit
Invest in a bank-issued certificate of deposit (CD) with a fixed interest rate and maturity date.
Investing in a Certificate of Deposit (CD) can be a great way to ensure steady and predictable returns on your investments. CDs are low-risk, high-reward investments with the stability needed for long-term financial success.
To start investing in CDs, the first step is to identify your goals and risk tolerance. You will then need to compare different types of CDs available, such as term or jumbo CDs, and look at the minimum deposit requirements of each. Next, choose the one that best suits your needs and make sure to read all the details to understand any fees and conditions associated with it. Finally, invest your money carefully, considering factors such as inflation or changing interest rates.
7. Municipal Bonds
Purchase debt securities issued by a local government entity to earn interest income exempt from federal taxes.
Municipal bonds, also known as “munis,” are issued by local governments or agencies to finance public projects such as schools, roads, and hospitals. Getting started investing in municipal bonds is relatively straightforward.
First, you must open a brokerage account that allows muni bond trading. Many major brokerages offer this. Next, you'll need to research to understand the different types of munis, their credit risks, and yields to determine what's suitable for your investment goals.
High-quality munis with solid credit ratings typically offer lower but more stable interest payments, while lower-rated munis offer higher yields but more risk.
Once you've researched, you can place orders to buy munis through a broker or on your own. With a diversified portfolio of munis, you can earn interest often exempt from federal income taxes.
8. Treasury Securities
Invest in US Treasury bonds, notes, or bills for steady interest income.
Treasury securities are some of the safest investments an individual can make. They are backed by the full faith and credit of the US government and have virtually no risk of default. However, with this high degree of safety comes relatively low returns.
There are several ways to invest in treasury securities. One can purchase Treasury bills, which mature in less than a year, Treasury notes, which mature in 2 to 10 years, or Treasury bonds, which mature in 10 to 30 years.
Investors can buy treasuries directly from the government at TreasuryDirect.gov or through a brokerage firm. While treasury yields are modest, for many investors, their safety is worth the lower returns relative to riskier investments.
9. Corporate Bonds
Buy bonds issued by corporations to receive regular interest payments.
Investing in corporate bonds can be an attractive fixed-income opportunity, but it does come with risks that investors should understand. Companies issue corporate bonds to raise capital for their business.
As an investor, you essentially lend the company money in exchange for regular interest payments and the return of your principal upon maturity. The interest rates on corporate bonds are often higher than government bonds to compensate for the risk that the company may default or go bankrupt.
Research the company's financials and credit rating to assess the risk when evaluating different corporate bonds. Bonds with higher yields may seem appealing, but they are riskier.
A diversified portfolio of highly rated corporate bonds can provide a steady income stream, but be prepared for the possibility of losses if companies you invest in struggle financially.
Purchase an annuity product from an insurance company to receive a guaranteed income stream during retirement.
Annuities are insurance products that provide a steady stream of income during retirement. One way to invest in annuities is to purchase a fixed annuity, which provides a guaranteed payment stream.
With a fixed annuity, you pay an insurance company either a lump sum or a series of payments. In return, you receive a fixed monthly or yearly payout starting immediately or at some point in the future. The payout amount will depend on market interest rates and other factors.
Another type is an indexed annuity, where your returns are linked to a market index. Indexed annuities protect your principal if the stock market drops but may have lower potential returns than other investments.
Carefully research the different types of annuities and their costs before deciding if an annuity is right for your financial goals.
11. Solar Energy
Install solar panels on your property and earn income through net metering or selling excess energy back to the grid.
One promising way to invest in solar energy is to install solar panels on your home or business and sell the excess energy back to the power grid.
As the costs of solar panels have decreased in recent years and many governments offer tax incentives for renewable energy, solar has become an affordable investment.
By installing your own solar array and harnessing the abundant power of the sun, you can generate your electricity and sell any excess to your local utility at a profit.
This not only provides a financial return but also helps advance renewable energy and reduce carbon emissions. If enough people install solar and sell power back to the grid, it could transform how communities access and use electricity.
License your intellectual property, such as a book, music, or invention, and receive royalty payments (or invest in another artist).
One unique way to invest your money is to buy royalty rights from musicians, authors, or creators. When you purchase a royalty, you buy a portion of any future income and revenue an artist earns from their creative work.
If the work becomes popular or successful, your royalty investment can pay off significantly. However, there is an inherent risk in this type of financial investment, as there is no guarantee a work will become profitable or earn back your initial investment.
Suppose you have a passion for a certain genre of music or books and want to support up-and-coming artists. In that case, royalty investments can be an exciting way to earn returns while playing a small part in someone else's success.
13. Affiliate Marketing
Promote products or services on your website or social media channels and earn a commission for each sale through your unique referral link.
Affiliate marketing is a lucrative online business model in which you earn commissions for promoting other companies' products and services.
To start with affiliate marketing, choose a niche topic you're interested in, like fitness, travel, or cooking. Then, find companies in your niche with affiliate programs and sign up to promote their products.
Once approved, incorporate affiliate links to the products you want to promote within your website or social media content. As people click your links and make purchases, you'll earn a percentage of the sales.
The key to success is consistently creating useful content and building an engaged audience.
Create a blog and earn revenue through display advertising, sponsored content, or affiliate marketing.
One of the most popular ways to make passive income online is through blogging. Creating valuable and engaging content consistently allows you to build an audience that generates revenue through various monetization methods.
Ads are a common way to make money from blogging, where you allow advertising networks to place relevant ads on your site. As your traffic grows, so will your ad revenue. You can also promote affiliate products, earning a commission for any sales you drive.
You can generate income with minimal additional work by recommending helpful products and services to your readers.
15. YouTube Channel
Monetize your YouTube videos with ads or sponsored content.
One approach to generating passive income is creating and monetizing a YouTube channel. To get started, pick a topic you know and are passionate about, then create helpful or entertaining video content consistently.
As your viewership grows, you can enable monetization,, allowing you to earn money from ads that play before or during your videos. YouTube creators can also generate revenue from sponsorships or product placements.
While it takes time to build an audience, a successful YouTube channel can eventually earn money with little ongoing effort on your part, making it an appealing source of passive income.
Launch a podcast and generate income through advertising or sponsorships.
Podcasting is an excellent way to make passive income. As a podcaster, you can earn money from sponsorships and affiliate marketing. Once you build an audience for your show, you can pitch to companies to sponsor your podcast in exchange for a pre- or mid-roll ad.
You can also include affiliate links to products you recommend, which earn a commission if people buy those products.
The great thing about podcasting is you can record episodes once, and they continue to earn you money through ads and affiliates long after the initial work is done, making it a prime example of truly passive income.
17. Online Courses
Create and sell online courses or tutorials.
If you want to take advantage of the potential passive income opportunities from selling online courses, it is crucial to think strategically. Start by selecting a topic that people are passionate about, which is in high demand.
Work on creating course material that is easy to understand and engaging. Make sure the content of your course tackles the most pressing questions and concerns people have related to your chosen topic.
Consider creating printable guides or worksheets for your online course to provide value and help students engage in the material. When launching, focus on using different social media platforms or an email list to promote what you have created.
As long as there is a continued effort in marketing, you can build a successful passive income stream from online courses.
Write and self-publish e-books on platforms like Amazon Kindle Direct Publishing (KDP).
Creating passive income through e-books is a great way to make money while doing something enjoyable. Writing e-books doesn't have to be challenging, either. By understanding the basics of writing and publishing, anyone can write an e-book and begin making money as soon as it is published!
The important thing when creating an e-book is to focus on a subject that interests readers—like providing valuable tips or advice around an area of expertise. Once the book is ready for publishing, sign up for an online retailer like Amazon or Apple to make your book available for sale.
With the sales from these portals, you will receive royalty payments that can provide a steady passive income stream moving forward.
19. Stock Photography
Sell your high-quality photographs on stock photo websites such as Shutterstock or iStock.
Generating an income from selling stock photos involves signing up with online stock image sites and uploading your quality images.
You'll earn a royalty when someone downloads or licenses one of your images. To make sure you're making the most money possible, it's essential to understand the ins and outs of royalty structures, licensing regulations, and copyright laws. Knowing these details will help you get adequately paid if someone licenses one of your images.
As long as you choose the right sites and upload attractive, high-quality photographs of popular topics, stock photography can be a reliable source of income besides the other streams you might have established.
20. Mobile Apps
Develop a mobile app or game and earn income via advertising or in-app purchases.
With the growing popularity of mobile apps, many entrepreneurs are turning to them as an easy way to make passive income. While some use app development companies to create their custom-made app, others purchase an existing one and rebrand it for their purposes.
Regardless of your route, by promoting your app through services such as Google Ads and social media platforms like Twitter and Instagram, you can monetize it and start making passive income with limited upfront investment.
Additionally, several subscription-based models can prove highly lucrative if your app attracts the right traffic.
Ultimately, no matter how you approach it, creating a mobile app offers a great way to access simple passive income streams that require minimal effort while maximizing profits.
21. Print on Demand
Design custom products (e.g., t-shirts, mugs, posters) and sell them through a print-on-demand service like Printful or Teespring.
Making passive income from print-on-demand is a great way to generate reliable income with minimal effort. Print on demand is an e-commerce business model that only prints products like t-shirts, mugs, hats, and more when customers buy them.
To succeed in setting up a print-on-demand business, you'll need to set up a shop online and design attractive yet inexpensive products people want to buy. You’ll also need to choose the correct print provider for your needs.
Once you've established your business, offering discounts or creating bundles of your most popular items can help increase sales and profitability.
Start an eCommerce store without holding inventory by partnering with a dropshipping supplier who ships products directly to your customers.
Dropshipping is an increasingly popular way to make passive income. With dropshipping, the seller will source an existing product online and ship it directly to the customer without ever having to store or handle any of the product's inventory.
The seller earns a commission each time they ship out an item. To get started, first, you need to register with a dropshipping company, then identify a niche market you can serve and find products that match that market.
Once your store is stocked with items, start marketing your products and driving traffic to your shop. Finally, track sales so you can measure the success of your efforts and adjust them if needed.
23. Subscription Boxes
Create a themed subscription box service and earn recurring monthly revenue.
Subscription boxes are one of the latest ways to make a passive income. With subscription boxes, consumers can expect to receive items they've ordered regularly (monthly, bi-weekly, weekly, etc.). At the same time, entrepreneurs and businesses can take advantage of recurring sales with relatively little upfront effort on their part.
To maximize your passive income through subscription boxes, start by researching which box types and areas would work best for you.
Once you have decided on what will be included in your box–if it is a mix of products or a specific single item – begin curating an exciting selection of items for customers to choose from and set up clear pricing structures.
Finally, create audio-visual advertising materials to get the word out about your product.
24. Niche Websites
Build and monetize niche websites or blogs through advertising, affiliate marketing, or selling digital products.
Making passive income from a niche website is an attainable goal for anyone interested in investing their time and energy into creating something unique. Starting a niche website can seem overwhelming, but with careful planning and dedication, you can turn it into a profitable venture.
The first step is to identify a niche. Think of a topic that appeals to your audience and will be relevant enough to draw in paying customers or advertisers. Next, build the website using tools like WordPress, Weebly, or Wix to create appealing visuals and ensure your content is high quality and well-researched.
Finally, consider whether you'd like to rely on advertising revenue or if creating products or services would be the best route to generate passive income from your niche website. With a bit of creative problem-solving, there's plenty of potential for success in this field. Once you build the website and traffic, you can sell it on a website like Flippa and move to the next venture.
25. Online Communities
Start an online forum, social network, or membership site and charge access or subscription fees.
With so many people spending time online now, there is excellent potential to create income from online communities via access or subscription fees. By utilizing tried and true business models and adapting them to the digital world, you can monetize your online presence quickly and with minimal effort.
Start by researching popular subscription-based services to understand exactly what customers are looking for and how each type of service should be structured. Once you have determined your desired revenue model, create a reliable community platform that provides robust features and caters to a wide range of memberships.
From there, you can reach potential paying members using targeted marketing plans such as social media campaigns or email outreach.
With a bit of effort, it's easy to get started on the path toward generating passive income through online communities by leveraging existing networks, resources, and analytical tools – make sure to keep your offer appealing and up-to-date!
26. Software as a Service (SaaS)
Develop a cloud-based software product and charge customers a subscription fee for access.
Starting a software-as-a-service (SaaS) business can be a great way to begin gaining passive income. First, it's essential to understand the concepts involved with SaaS and how they may apply to your initiatives; this includes pricing models, subscription plans, and retention tactics.
Next, plan out what product type you want to create and how you want to market it. For example, some people make their own web application that they then sell with email campaigns or through any other appropriate channels.
Finally, focus on customer support and success once your product is launched – ensuring that customers are happy with your services will help ensure sustained revenue and growth over time.
27. Online Marketplace
Create a platform that connects buyers and sellers for a specific niche and charge a commission on each transaction.
Making passive income from a platform that connects buyers and sellers for a specific niche is a great way to start your own business.
It requires planning and preparation, such as researching what the market is like in your chosen area and what competitors are already doing.
Doing this preparation will help you understand how to set up your site, the fees you will have to charge, and how to attract new customers interested in using your service.
Once all of this groundwork is laid out, you can make passive income from each transaction by charging a commission on each sale.
It may take some time before it starts earning money for you, but it has the potential for long-term growth if done properly.
28. Automated Webinars
Host pre-recorded webinars that require minimal upkeep and generate revenue.
Passive income through automated webinars can seem daunting, but it's easier than you might think. The most significant step is understanding how webinars work and leveraging that knowledge to make money with them.
Start by investing in a reliable webinar platform that can handle the advanced features you'll need for creating and hosting your webinar. Also, get familiar with its features like live chat functionality, automated follow-up emails, or lead capture to maximize engagement.
Finally, make sure to monetize your webinars effectively by offering subscriptions and other membership plans via in-webinar payment gateways to unlock extra content and resources — or even downloadable products or courses.
29. Crowdfunded Real Estate Platforms
Invest in real estate crowdfunding platforms like Fundrise or RealtyMogul for interest payments and property appreciation.
A great way to start generating passive income is leveraging Crowdfunded Real Estate Platforms. With practically no money down, you can invest in real estate without any of the usual upfront costs associated with traditional means.
All you need to begin is an understanding of the market, and platforms like Fundrise, Groundfloor, PeerStreet, Mainvest, and RealtyMogul provide various opportunities to help you get started. Research the different options and watch for potential investments that align with your risk profile and objectives.
From crowdfunding commercial properties to larger-scale pooled mutual funds – – there's something available for everyone regardless of experience level or budget size.
30. ATM Ownership
Purchase and operate ATMs to earn transaction fees.
Owning an ATM is a great way to generate passive income without too much effort. You can start by finding the perfect location for your ATM, ensuring it's in an area with high foot traffic.
You'll need enough space to house the machine and a reliable power connection to keep it running. After establishing your foundation, you'll need to ensure you have the right type of insurance and permits in case anything happens to your machine or local laws require it.
Finally, once everything is set up and established, you can begin collecting transaction fees as customers withdraw their money.
31. Vending Machines
Own and maintain vending machines in various locations to collect passive income through product sales.
Making passive income from vending machines doesn't have to be complicated. All it takes is finding the right opportunity and taking advantage of it.
First, research the areas near your current location that cater to the product you want to sell. Then, find a supplier who can give you good deals on those products so that you can maximize your profits.
Once you've made these decisions, look for appropriate vending machines to place your product in. Once you find well-trafficked locations with solid security and stable climate control, purchase the machines and begin stocking them with your selection of goods.
32. Car Wash
Own a self-service car wash that requires minimal management.
Opening a car wash is an excellent way to begin making passive income. It can be started with little capital and the right strategies, making it an excellent option for those looking to start their own business.
First, find a suitable location for the car wash with sufficient parking space and potential customers. Next, conduct market research and determine what type of service will give you the most return on your investment.
Finally, draw up a business plan that details the financial aspects of the venture and purchase or lease any necessary equipment. Once all these steps have been completed, you can start operating your car wash and enjoy the benefits of a passive income!
33. Storage Units
Invest in self-storage facilities and collect monthly rental fees from tenants.
Starting a passive income venture with storage units can be an exciting and profitable way to generate money. The opportunities are endless, from renting out spaces or lockers to selling merchandise.
Renting out your units on an ongoing basis is a great way to create a steady revenue stream. You'll need to research local zoning laws and insurance needs, but it's worth it when you see the returns start rolling in!
Before you begin reselling items from storage unit auctions, familiarize yourself with the laws in your state governing such transactions.
Finally, take advantage of online resources like marketplaces such as eBay or Craigslist for selling merchandise within your storage units.
Own a coin-operated laundromat and earn passive income from customers.
Owning a laundromat is an excellent way to generate passive income. Start by researching the area and industry. Consider local demographics, proximity to other businesses, and competition.
Plan out the space you'll use in your laundromat, accounting for property taxes, insurance costs, permit fees, and utility bills that may come up. You'll also need quality machines with reliable customer service available when needed.
Once you've set yourself up with good equipment, create an efficient pricing scheme tailored to traffic, cash flow, patterns and competition. Finally, utilize advertising techniques to make sure people know about your business.
35. Intellectual Property Licensing (Whitelabeling)
License your patents or trademarks to other companies and receive ongoing royalties.
Starting a passive income business from intellectual property licensing does not have to be an intimidating process. It is quite easy to start with an effective strategy for earning passive income.
First, consider the unique pieces of intellectual property you have created, such as a patent or copyright, and then determine how you can turn those assets into a secure passive income source.
Then research companies in your industry who might be interested in licensing your IP and explore the licensing agreement options available to ensure that your rights are protected, and you benefit financially.
Lastly, approach potential business partners with a professional pitch outlining what they might expect from partnering with you so that they understand the terms and conditions of the arrangement.
36. Advertisement Space
Rent out billboard space, website ad space, or advertising fields on your property.
Ad space is a great way to generate some extra passive income. One option to explore is the rental income of billboard space. With the right location, you can charge attractive prices to businesses interested in displaying ads on your billboard.
Alternatively, if you have a website or blog, you can partner with advertisement networks to place ads and get paid for each impression of the ad.
Lastly, if you own land, you can consider converting it into advertisement space, such as vehicle wraps at rest stops or a painted mural on an exterior wall that faces the public.
37. Referral Programs
Earn commission by referring new customers to online platforms or services.
For those looking to start making a passive income, referral programs can be an excellent way to start. By joining affiliate programs or referral networks, you can promote the products and services of other businesses.
Whenever someone buys through your link, you can earn a commission for the sale – no direct involvement is is required!
Before getting started, it is essential to research different programs and find one that offers good commissions and is connected to a reputable company.
To maximize your potential earnings, create content featuring the products or services being referred and actively promote this content across multiple platforms such as social media and blog posts.
Over time, small transactions from several sources will add up, providing you with a steady stream of passive income.
38. Digital Art Sales
Create digital art or designs and sell them on platforms like Etsy or NFT marketplaces.
Making passive income from digital art sales can be a great way to make extra money while doing something you love.
To get started, there are two main things to keep in mind: first, it takes a lot of effort and creativity to create unique pieces of artwork that people will want to buy; second, it’s essential to understand the market and how you are going to market yourself and your work.
Researching popular trends and techniques will help increase your chances of selling your work more efficiently. It is also important to explore different outlets for selling your digital artwork.
The possibilities are endless, from established platforms such as Etsy or Society6 to social media sites like Instagram and Twitter. With the right attitude, motivation, and planning, you can create artwork that people everywhere enjoy owning – with much less effort than the traditional gallery route!
39. Subscription Services
Offer a concierge, personal shopping, or other subscription-based services that provide passive income.
If you're ready to start making passive income from subscription services, the first step is to pick something to sell. Whether it's a physical product, service, or digital content, the key is to think of a product that will bring lasting value to your customers.
Once you decide what you'll be selling, it's time to set up your subscription service and build your customer base. You'll want to ensure that your business model lets you maximize your monthly income potential by offering flexible and attractive customer price points.
Through clever marketing and up-selling tactics, you can then get more people interested in what you have to offer–ultimately allowing you to generate passive income from subscriptions month after month!
40. Master Limited Partnerships
Invest in a publicly traded partnership focusing on natural resources or energy infrastructure for dividends and income.
Investing in master limited partnerships (MLPs) can be a great way to start making passive income. All you need to get started is an online trading account, and then you're ready to invest in the nearly 200 MLPs that are publicly traded on the major stock exchanges.
Before diving in, make sure to research each MLP carefully and assess the risks and rewards associated with it. A few things to consider when choosing an MLP include its dividend yield, historical performance, management strength, financials, and operations.
Once you select the right MLPs for your portfolio, review their distribution schedules and reinvest any distributions into the investments as soon as possible to take advantage of compounding returns over time.
Passive income is the key to unlocking financial freedom in 2023! You no longer have to wait to take control of your finances. With 40 of the best passive income ideas at your disposal, there is always a way to start making extra cash and building wealth. Moreover, creative opportunities abound to create passive income, and many don’t require significant investments or time.
Now that you know where to look for effective strategies and exciting ideas, get ready to increase those savings and invest in yourself more than ever. It all starts with taking a step towards passive income—are you ready? If so, sign up for our newsletter for exclusive tips on succeeding with all things finance!
And don’t forget: if you need help brainstorming which option would be best for you, we’re here to help every step of the way—ask us!