Stress-Free Student Loans: Essential
Debt Management Guide
Struggling with student loan debt? Get expert tips from Dorethia Kelly on managing payments, consolidation, forgiveness, and planning for the future.
About Our Guest
Dorethia R. Kelly, MBA, a renowned financial expert and coach, helps individuals conquer fears, achieve financial freedom, and succeed in their careers.
Episode Summary
Get expert advice on managing student loan debt from Dorethia Kelly on Money Talk with Tiff. Learn how to prepare for the end of the payment pause.
Staying Prepared For Student Loan Payment
Prepare for student loan payments after the pause: 1) Assess your finances, 2) Create a budget, 3) Explore repayment options. Stay proactive!
Contact your lender
Discuss any changes in your financial circumstances and inquire about new payment arrangements.
Research consolidation
Consolidate loans for lower rates and easier student debt management. Caution advised.
Loan Forgiveness Program
Explore loan forgiveness programs like Public Service Loan Forgiveness and Teacher Loan Forgiveness. Stay informed and check your eligibility.
The Importance Of Mindset And Planning
Develop the right mindset for student loans. Plan strategically to pay them off efficiently. Listen to Money Talk With Tiff for valuable financial tips.