Methods To Tackle Debt

With the rising living costs, many young adults feel overwhelmed by their financial obligations. But don’t worry – there are solutions to help you tackle your debt 

The Snowball Method 

This involves tackling your debts one at a time starting with the smallest balance first while making minimum payments on all other debts until that is paid off before moving on to the next smallest balance. 

The Avalanche Method 

This involves tackling your debts by order of highest interest rate first while making minimum payments on all other debts until that one is paid off before moving on to the next highest interest rate. 

Lining Up Your Debt

This involves creating a list of all your debts (except for mortgages), without discriminating until you can imagine having np payments. Once you pay off debt, you can invest and save more .

Strategies To Stay Motivated

1. Break your debts into smaller chunks and devise a plan to pay off each one.  2. You can also set milestones or rewards along the way  3. keep track of your progress! 

Avalanche Method

The Avalanche Method is one of the best strategies for getting out of debt quickly and efficiently – especially if you have high-interest credit card debt. 

Snowball Method

Not only does this provide small wins that will keep you motivated, but it also helps create a sense of progress and accomplishment as each debt is paid off.